Stock Loan Blog!

got stock? get a stock loan...

 

You want a quick and low cost way to secure cash...

Using your investments as collateral, we provide low fixed rate financing...

When you repay the loan in accordance with it's terms - we return the identical pledged securities.

It's that simple... 3 easy steps!!!

24 hours to underwrite and 3 days to fund...

Rates as low as 2.5% -4.5%

For more information about how our Stock Loans may benefit you (Click Here)!

When Your Bank Won't Step Up And Renew Your Commercial Loan...

What do you do?  Well, if you have Stocks, Bonds, Mutual Funds or other Securities... it's possible to then utilize our Stock Loan.

 

Stock Loans - Ft. Myers, FL

At J. EGGERS & ASSOCIATES we specialize in what's called a "Stock Loan" or "Securities Based Loan."  This type of loan can be used for just about anything - Commercial, Residential and even as a Yacht Financing Option.  We offer this loan on a nationwide scale.  There are no strings on the money you can use it for anything.  People use the proceeds for business and personal use.

A "Stock Loan" allows someone to get money at incredible low rates with no verification of income, credit, etc.  All you need is a substantial amount of assets in stocks, bonds or treasuries. Unlike a margin loan, the loan cannot be called if the stocks go down in value.  It is a safe way of tapping the asset for short term needs while protecting the asset for long term gains, retirement, etc.. When you pay the loan off, the lien is released!

The rates and terms will depend on the strength of the asset, so Treasury Bonds will get a better deal than Stocks and Blue Chip Stocks will get a better deal than some other stocks. Rates will generally be between 2.5% and 4.5% or so – interest only for 2-10 years.  That is some of the cheapest money available!

 

 

ok GENIUS... got stock? get a stock loan...

Now click on my face!!!

What Can $1,000,000 Get You? What Can $1,000,000 Get You With A STOCK LOAN?

 

Let's talk about the Jumbo Housing Market for a bit.  And, what we are now seeing is exactly what's being talked about in this video.  I want you to also see how our "Stock Loan" will benefit this high end market.

Assuming a purchase price of 1M... in today's Jumbo Mortgage world, that would equate to at least 20% down or $200,000 plus closing costs.  For comparison sake... we'll focus on the $800,000 to be financed.

The current Jumbo Mortgage Rate is 5.625% APR fixed for 30 years.  That's a monthly payment of $4,605.25.  Sounds like a lot when you compare this monthly payment to our "Stock Loan."  Here's why...

We take the same borrower who wisely decides to use their investments as collateral.  And for conversation sake, we are leveraging Treasuries that will allow the borrower a loan at just 2.5% Interest Only for up to 10 years.  Looking at the monthly payment comparison we can clearly see a BIG difference.

With our "Stock Loan" their monthly payment is just $1,667... a SAVINGS of $2,938 per month!!!

NOW, let me really blow your mind... let's finance the whole thing with our "Stock Loan."  That's right ALL OF IT.  The whole $1 million.  Again at a 2.5% fixed rate (Interest Only), the monthly payment is............... drum role ............... $2,083. - that's less than half of the Jumbo Mortgage Rate payment.

Let me repeat that...

With a "Stock Loan" from J. EGGERS & ASSOCIATES, this borrower would SAVE more than HALF on the monthly payment!!!  Now, do you see why our "Stock Loan" is becoming so popular... :)

$800,000 Financed With A Jumbo Mortgage = $4,605 / month

$1,000,000 Financed With A "Stock Loan" = $2,083 / month

Our "Stock Loan" Opens Doors!!!

Well, suppose you are the owner of a strip mall?  You have your anchors in place... anchors like Publix...  All lease agreements are signed, but there is one problem.  YOU'VE RAN OVER BUDGET and you need to complete construction to open the doors.  If the doors don't open, there is no cash flow and YOU as a business owner are behind on the A / D (Acquisition / Development) Loan.

That's NOT GOOD... and HOUSTON we have a problem.

Our "Stock Loan" solves a number of financial problems.  And all though our "Stock Loan" is a NON-Purpose Loan... (you can use it for literally ANYTHING), we do here from time to time what our clients do with the money.

In the case of our strip mall owner above... he can leverage a 2 million dollar portfolio and Open The Doors!!!

Consider our "Stock Loan" - rates starting at 2.5%...

AVOID FORECLOSURE By Leveraging Your Investments...

If you have investments... stocks, bonds, mutual funds or treasuries - you can use them as collateral.  AND, that's what we are seeing in both the residential and commercial arenas.  People are upside down on a commercial mortgage or residential mortgage BUT, they have investments that they can TAP for these short term needs while protecting their investments for long term goals.

The concept of LEVERAGING ASSETS has been around for long, long time.  The vehicle we call a "Stock Loan" has not.  Only since maybe 7 years ago has this type of lending become available.  And now with the advent of lenders in both sectors tightening their belts, its time appears to be NOW!  We've taken great steps to educate borrowers about this type of loan on the JEggers.net site.  So, if you are a homeowner or business owner with securities... don't disregard the power of your portfolio.  If you are in trouble financially... a "Stock Loan" from J. Eggers & Associates can be your own personal "Bail Out" plan :-)

Talk soon!

They Used Our Stock Loan To Free Themselves From An Upside Down Mortgage!!!

So, let's say you have a big second mortgage and you are upside down.  In other words, you owe more than your home is worth.  We just had a client use our "Stock Loan" to payoff a good sized home equity and then refinance out of the Option ARM first that was set to recast.  Don't get caught upside down on your jumbo mortgage!!!

Stock Loans - A Yacht Financing Option Starting At 2.5%

We get a big calling for this believe it or not.  Big Boat buyers in search of ways to save a substantial amount of money on their yacht payment.  Our "Stock Loan" starts at 2.5% and we are able to take stocks, bonds or mutual funds and use them as collateral.  Another benefit to using our "Stock Loan" vs. traditional marine financing is that charters are OK!  Since the vessel is no longer the collateral, yacht owners can charter the vessel out for a fee... sometimes a BIG fee!!!

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